Homeowners Insurance helps protect the single largest
investment you'll ever make. Because it's the foundation of your
security, you need to protect your home with a custom-designed
policy. Reynolds, Barnes & Hebb can draft a basic policy and then
add special coverage to guarantee the replacement value of your
home and personal possessions. Click
for a Quick Quote.
Renter's Insurance must be designed
to address the special needs of people who live in apartments.
Although less costly than homeowner's insurance, these policies
still must be customized to guarantee replacement of stolen valuables
or damaged contents. Click for
a Quick Quote.
Condominium and Co-op living is becoming
a more common lifestyle, and requires unique protection. Insurance
policies for these dwellings are very similar to coverage for
homeowners, but with a few critical differences. Reynolds, Barnes
& Hebb is well-versed in the master deeds and bylaws of most condominium
and cooperative associations and will design coverage to satisfy
those requirements while protecting you from peril. Click
for a Quick Quote.
Vacation/Second-home owners frequently
choose Reynolds, Barnes & Hebb because we understand their unique
needs. Whether it's a home you're buying or a condominium, proper
insurance protection is essential because most of these homes
are unoccupied for an extended period of time. Rental of your
home incurs additional exposures that must be addressed correctly
to ensure proper coverage.
A Valuable Objects Policy is not
for everyone, but consider this: Most homeowner, condominium and
renter policies cover replacement of valuable items, but only
for a specified amount. Jewelry, fine art, firearms, computers,
furs or other valuables can be worth far more than what would
be covered under the standard homeowner's policy. All of these
require special attention and can be protected with this unique
policy.
A Personal Umbrella Liability Policy
is for liability coverage over and above other policies. It provides
you with significant additional comprehensive coverage against
the consequences of a personal-injury or property-damage lawsuit.
Reynolds, Barnes & Hebb will design the policy to provide the
best protection for you and your family.
The In-Home Office is a growing
phenomenon. The computer, fax machine and telephone have freed
us from the traditional workplace. Individuals with an office
or business within the home have made a significant investment
- one that may not be covered in a traditional homeowner's policy.
Reynolds, Barnes & Hebb will review your coverage and, if needed,
design features that cover business equipment and liability.
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